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pt. 1</image:title></image:image><lastmod>2014-11-20T00:04:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/11/05/starting-the-new-year-right/</loc><lastmod>2014-11-05T22:58:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/10/23/irs-announces-retirement-plan-limits-for-2015/</loc><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/10/graph-1.png</image:loc><image:title>graph 1</image:title></image:image><lastmod>2014-10-23T15:51:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/10/22/the-little-known-5-rule/</loc><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/10/little-known-pt-2.png</image:loc><image:title>little- known pt. 2</image:title></image:image><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/10/little-known-pt-1.png</image:loc><image:title>little- known pt. 1</image:title></image:image><lastmod>2014-10-22T16:02:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/10/15/seven-practices-to-improve-plan-design/</loc><lastmod>2014-10-15T17:36:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/10/09/a-bungled-service-proposition/</loc><lastmod>2014-10-09T17:53:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/09/25/a-simple-choice/</loc><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/09/simple-choice-graph-pt-3.png</image:loc><image:title>simple choice graph pt. 3</image:title></image:image><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/09/simple-choice-graph-pt-2.png</image:loc><image:title>simple choice graph pt. 2</image:title></image:image><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/09/simple-choice-graph-pt-1.png</image:loc><image:title>simple choice graph pt. 1</image:title></image:image><lastmod>2014-09-25T19:09:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/09/24/irs-new-mechanism-to-split-pre-after-tax-assets-in-a-rollover/</loc><lastmod>2014-09-24T16:26:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/09/10/dol-new-guidance-on-locating-missing-participants/</loc><lastmod>2014-09-11T16:34:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/08/25/sh101-safe-harbor-401k-back-to-basics/</loc><lastmod>2014-08-25T16:54:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/08/22/three-deadlines-five-profiles-2/</loc><lastmod>2014-08-22T16:58:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/08/20/irs-a-keen-eye-on-401k-plans/</loc><lastmod>2014-08-20T16:15:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/07/02/treasury-opens-doors-for-longevity-annuities-in-retirement-accounts-2/</loc><lastmod>2014-07-02T13:42:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/06/18/supreme-court-inherited-iras-not-exempt-from-bankruptcy/</loc><lastmod>2014-06-25T20:17:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/06/12/simple-wins-by-design/</loc><lastmod>2014-06-12T18:17:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/06/12/are-there-special-tax-credits-available-for-setting-up-a-new-plan/</loc><lastmod>2014-06-12T16:31:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/06/05/what-expenses-may-be-paid-out-of-plan-assets/</loc><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/06/ask-the-experts-image.png</image:loc><image:title>ask the experts image</image:title></image:image><lastmod>2014-06-05T18:46:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/06/05/retirement-account-rollover-chart/</loc><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/06/retirement-account-rollover-chart-image.png</image:loc><image:title>retirement account rollover chart image</image:title></image:image><lastmod>2014-06-05T16:57:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/05/20/consulting-matters-business-acquisition-and-retirement-plans/</loc><lastmod>2014-05-23T14:13:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/05/16/irs-new-pilot-penalty-relief-program-for-late-form-5500-ez-filers-starts-june-2/</loc><lastmod>2014-05-16T23:15:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/05/15/evaluating-plan-investment-providers/</loc><lastmod>2014-05-16T13:34:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/05/14/how-is-the-amount-of-substantially-equal-periodic-payments-calculated/</loc><lastmod>2014-05-14T21:29:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2013/01/07/fee-disclosure-requirements-post-2012/</loc><lastmod>2014-05-07T18:32:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/05/07/form-5500-filing-who-when-how/</loc><lastmod>2014-05-07T17:03:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/04/15/disclaiming-benefit-in-a-retirement-account/</loc><lastmod>2014-05-07T16:55:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/04/17/tax-consequences-when-converting-non-deductible-contributions-to-roth/</loc><lastmod>2014-05-07T16:54:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/04/23/annual-deferral-limit-when-participating-in-multiple-retirement-plans/</loc><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/04/for-4-23-14-content.png</image:loc><image:title>For 4-23-14 content</image:title></image:image><lastmod>2014-05-07T16:53:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/04/16/tax-season-blues-heres-how-to-change-the-tune/</loc><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/04/tax-blues-pt-2.png</image:loc><image:title>Tax Blues Pt. 2</image:title></image:image><image:image><image:loc>https://retirenews.net/wp-content/uploads/2014/04/tax-blues-pt-1.png</image:loc><image:title>Tax Blues Pt. 1</image:title></image:image><lastmod>2014-04-16T16:55:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/04/09/irs-new-same-sex-marriage-guidance/</loc><lastmod>2014-04-09T22:44:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/04/02/a-game-change-for-the-60-day-rollover-rule/</loc><lastmod>2014-04-02T16:10:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/03/13/qdieh-and-other-signs-its-time-to-talk/</loc><lastmod>2014-03-13T18:25:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2014/02/18/lets-talk-iras-part-one/</loc><lastmod>2014-02-18T17:45:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2013/12/10/ten-reasons-for-a-cash-balance-plan-in-2013/</loc><lastmod>2013-12-10T00:26:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2013/12/05/defined-benefit-plans-for-2013-have-never-been-easier/</loc><lastmod>2013-12-05T00:13:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2013/11/01/irs-announces-retirement-plan-limits-for-2014/</loc><image:image><image:loc>https://retirenews.net/wp-content/uploads/2013/11/updated-chart.png</image:loc><image:title>updated chart</image:title></image:image><image:image><image:loc>https://retirenews.net/wp-content/uploads/2013/11/chart-11-1-13.jpg</image:loc><image:title>Chart 11-1-13</image:title></image:image><lastmod>2013-11-15T00:52:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2013/10/17/year-end-ideas-for-owner-only-businesses/</loc><lastmod>2013-10-17T18:00:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2013/10/10/not_too_late_for_a-_401k/</loc><lastmod>2013-10-11T15:13:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://retirenews.net/2013/10/03/cash-balance-plan-advantage/</loc><image:image><image:loc>https://retirenews.net/wp-content/uploads/2013/10/screen-shot-2013-10-03-at-9-23-59-am1.png</image:loc><image:title>Screen shot 2013-10-03 at 9.23.59 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